What is the difference between working as a freelancer and as an employee?

We have listed the major differences

As a freelancer, you work for yourself and are therefore your own employer, you decide when and for whom you work. If you work as an employee, you work for an employer and are often bound by a contract. Below, we briefly summarize the biggest differences between the two options.

 

Employee

Freelancer

Employed by one company

Multiple clients

Employment contract

Model agreement

Fixed hours per week

You decide how much you work per week

Fixed salary

Flexible income

Fixed hourly rate

Different hourly rate per client

No administration

Doing your own administration

Standard insurance for incapacity for work & damage to persons and property

Not insured for disability & damage to persons and property, so option to take out insurance yourself

Accrual of pension, holiday pay and holidays

Build up your own pension and holiday pay

Note: As a freelancer you have a lot more responsibilities, but you also get a lot of freedom in return!